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Your experiences and history will provide valuable guidance to the next generation and will bring greater appreciation of who you are and what you’ve accomplished.
“Legacies Happen – Don’t Leave a Bad One”
Each of us, throughout our lives, has encountered a wide array of people. As we look back we might remember a teacher, a neighbor, a friend, a leader, or even a stranger who made a lasting impression on us. At any given moment of life, we share time and space with these people; whether it be in stores, on the highway, on a bus, or at an event.
A legacy letter or ethical will (as it is called in the Jewish faith) has been around for millennium. It is a chance to document what we care about most and can be done in a number of forms. For those with substantial wealth, a legacy letter can help the next generation become more effective stewards of the family funds.
What Would She Think?
She would have been 100 years old on May 4th. Cheerful, warm and always gracious, she was well-loved by everyone who knew her. She died too young, at 81. There are things I wished I had asked her about her life and about our family as we were growing up.
Dr. Collins Finance Blog Posts
Economic Surprises for 2015
Could water rationing be required and will the ensuing soaring cost hinder economic growth, much like the gas shortages in the 1970′s? “The average American home feels the impact on their water bill, which could go up as high as five times,” says Orange County personal finance adviser Victoria Collins. “New residential construction in arid climates is all but halted. Food prices increase. The U.S. government is forced to make water a tradeable commodity.” Jonathan Lansner, OCRegister.com page 1 page 2
Reduce Your Financial Risk In an Earthquakes
Be honest – when you heard recently about the 6.0 earthquake, the worst in 25 years, hitting Napa, did you 1) double-check the disaster supplies you have stored in a safe place or 2) think about checking your supplies or 3) tell yourself “I really should do something to prepare” and left it at that. It’s easy to procrastinate around disaster preparedness.
How to Protect Yourself Against Scams
Skimming through my emails the other day, one caught my attention. It said “Account Alert – IMPORTANT Membership Notification for your Card.” It was clearly from customer service at American Express and said “NEW! Card Security Guarding Procedures.”
Which Investor Are You?
Three friends each put $5,000 into the stock market every year since 1960. Samantha was very lucky and managed to pick the best day of every year to buy. Jenny’s approach was easier and more consistent.